Riders have reported similar success unlocking access to Chicago’s CTA by tapping their SEPTA Keys against that system’s fare-card readers. “After that first ride, the Key Card/MasterCard would be declined unless the cardholder adds GPR funds to their account.” The funds definitely do not come out of the travel wwallet,” Busch wrote. “This is a MasterCard function, and from what we understand, the transit agencies do receive the fare, but how exactly that happens on the back end, I’m not sure. If anyone got stiffed on the ride, it’s MasterCard, Busch said in the email. So maybe Transport for London got stiffed?” “I’m looking at the balance after each trip, and it looks like it didn’t record the trip at all,” he said. Even though he managed to get on the Tube with his Key, he didn’t get charged. One Philadelphia resident, who asked not to be named for this article, noted that his Key Card scanned on London’s Underground on a recent visit. SEPTA recently activated that function, but few riders have used it. Key holders must actively set up the prepaid debit accounts by specifically adding funds to them before they can be used.
SEPTA Key Cards have a prepaid debit function - separate from the “travel wallet” that holds passes and money just for fares - through a partnership with MasterCard. “A customer with a Key Card who taps it on the systems in Chicago and London (possibly others, but these are the two that we’ve also heard about) will have the fare paid/validated for just their first ride from the MasterCard/GPR side, even if they don’t have a GPR balance,” SEPTA spokesman Andrew Busch said in an email. SEPTA has confirmed reports on social media of visitors to Chicago and London getting on those cities’ transit networks using their SEPTA Key Cards. Some Philadelphians traveling outside the region by bus or train have noticed an unexpected perk of having a SEPTA Key Card in their wallets: free rides elsewhere.
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